Introduction
Welcome to the Financial Technology Advisory Services website. These Terms and Conditions govern your access to and use of this website and any associated digital platforms, services, content, functionality, products, applications or online tools made available by Financial Technology Advisory Services.
By accessing or using this website, you acknowledge that you have read, understood and agreed to be bound by these Terms. If you do not agree to these Terms, you must immediately discontinue use of the website.
Who We Are
Financial Technology Advisory Services (Pty) Ltd owns and operates this website. We are a South African based company with a registered office at 29 6th Street, Houghton Estate, Gauteng, 2198.
If you have any questions about this website or these Terms, please use the relevant details set out on the Contact page.
Acceptance And Amendments
These Terms become effective immediately upon your first access to the website and constitute a legally binding agreement between you and Financial Technology Advisory Services. Your continued use of the website signifies ongoing acceptance of these Terms and any amendments.
Financial Technology Advisory Services may amend, modify, update or replace these Terms at any time without prior notice. Amendments become effective immediately upon publication on the website.
Website Content And Intellectual Property
All information, material, graphics, text, software, branding, designs, interfaces, databases, logos, trademarks and other content displayed on the website are owned by or licensed to Financial Technology Advisory Services and are protected by applicable intellectual property laws.
You may view website content for personal and lawful use only, and download or print extracts for non-commercial purposes. You may not reproduce, distribute, modify, publish, transmit, reverse engineer, frame, scrape or commercially exploit any content without prior written consent.
Permitted Use
You agree to use the website only for lawful purposes and in accordance with these Terms. You may not attempt unauthorised access to systems or networks, upload harmful code, interfere with website functionality or security, use automated scraping technologies without consent, or use the website in a manner that could damage the reputation or operations of Financial Technology Advisory Services.
Privacy, Personal Information And Cookies
Financial Technology Advisory Services is committed to protecting privacy and processing personal information in accordance with POPIA, ECTA and applicable South African privacy laws.
Personal information may be collected through forms completed on the website, communications with us, and cookies or analytics technologies. The website may use cookies to improve functionality, analyse usage, personalise user experience and support security.
Electronic Communications
By using the website or communicating electronically with Financial Technology Advisory Services, you consent to receiving communications electronically. Electronic communications, records and transactions shall have legal effect in accordance with the Electronic Communications and Transactions Act.
Disclaimer
The website and all content are provided “as is” and “as available”. Financial Technology Advisory Services makes no warranties or representations regarding accuracy, completeness, reliability, availability, suitability, uninterrupted functionality, security or freedom from errors, viruses or harmful code.
Information on the website is for general informational purposes only and does not constitute professional, legal, financial, insurance, investment or other regulated advice unless expressly stated otherwise.
Limitation Of Liability
To the maximum extent permitted by law, Financial Technology Advisory Services and its directors, employees, shareholders, affiliates, agents, contractors, licensors and service providers shall not be liable for direct, indirect, incidental, consequential, special, punitive or economic damages arising from use of, inability to use, or reliance on the website.
Nothing in these Terms excludes liability where exclusion is prohibited by South African law.
Third-Party Links, Cybersecurity And Availability
The website may contain links to third-party websites or services for convenience. Financial Technology Advisory Services does not endorse such websites and is not responsible for their content, security, availability, practices or policies.
While reasonable measures are taken to secure the website, internet communications are not always secure and electronic systems may fail or be interrupted. Financial Technology Advisory Services does not guarantee uninterrupted availability of the website and may suspend, withdraw, modify or discontinue any aspect of it at any time.
Indemnity
You indemnify and hold harmless Financial Technology Advisory Services, its affiliates, directors, officers, employees, contractors and agents from claims, damages, liabilities, losses, costs or expenses arising from your breach of these Terms, unlawful use of the website, infringement of third-party rights or misuse of account credentials.
Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the Republic of South Africa. Any disputes arising from these Terms or use of the website shall be subject to the exclusive jurisdiction of the South African courts.
Severability And Entire Agreement
If any provision of these Terms is found to be unlawful, invalid or unenforceable, that provision shall be severed and the remaining provisions shall remain fully enforceable.
These Terms, together with the Privacy Policy and any additional service-specific terms, constitute the entire agreement between you and Financial Technology Advisory Services relating to website use.