About FTAS

Professional, innovative and trusted advisory for modern financial ecosystems.

FTAS is positioned for teams building or managing regulated financial technology, payment and partner-led operating models.

Brand focus

Structured thinking for scalable financial infrastructure.

The firm supports financial innovators who need practical advisory input across regulation, technology integration and commercial execution.

FTAS brings structure to complex environments where banks, fintechs, payment providers and partner ecosystems must align quickly without losing control.

How FTAS works

Clear frameworks, clean evidence and practical operating routines.

Professional

Focused advisory built around governance, documentation and accountable decision-making.

Innovative

Support for modern payment flows, embedded finance models and bank-fintech partnerships.

Trusted

Work designed to help clients engage stakeholders and regulators with greater confidence.

Scalable

Controls and operating models that can mature as products, partners and obligations grow.

Leadership

Experienced financial services and fintech advisory leadership.

Philicia Robinson

Philicia Robinson

MBA | BA (Hons) | PG Dip Management | RE5

Philicia is a senior banking executive with more than 15 years of leadership experience across retail banking, alliance banking, digital transformation and financial ecosystem partnerships in South Africa.

Her experience includes embedded finance, banking-as-a-service, FinTech partnerships, digital banking innovation, commercial structuring, regulatory alignment, pricing strategy and risk oversight.

  • Strategy and growth oversight
  • Digital banking and FinTech ecosystems
  • Risk, compliance and regulatory governance
  • Pricing, financial modelling and P&L accountability
Abigail Headbush

Abigail Headbush

CA(SA)

Abigail is a Chartered Accountant and fintech advisory executive with experience across financial management, governance, commercial strategy, enterprise lending, financial modelling and platform-based financial services.

As Co-Founder of Financial Technology Advisory Services, she supports businesses, funders, financial institutions and technology partners in designing commercially viable, compliant and scalable financial technology solutions.

  • Financial modelling and business case development
  • Governance, risk and financial controls
  • Embedded finance and alternative lending
  • Partner due diligence and commercial structuring
FTAS helps financial technology teams turn complexity into structured, controlled and commercially useful operating models.